Bank with

ANZ Smart ATMs

Simple and convenient banking, 24 hours a day

Our advanced ATMs provide a fast and secure way for you to bank 24/7, including Deposit without a card and Tap & PIN technology.

You can

  • Deposit a combination of up to 50 AUD notes and Australian-issued AUD cheques in one go
  • Deposit cash6 straight into your account
  • Get your cheques6 cleared in the same time as an over-the-counter deposit
  • Make payments using cash or cheques6 to your linked credit card account
  • Transfer funds between your linked accounts, including credit cards and loans
  • Use your compatible Android™ phone to withdraw money using ANZ Mobile Pay

Making a deposit has never been easier with ‘Deposit without a card’

Now anyone can make a deposit into selected ANZ accounts 24 hours a day, without the need for a card.

You can

  • Make a deposit into your ANZ account or pay your ANZ credit card by simply selecting the ‘Deposit without a card’ option on any ANZ Smart ATM
  • Use a filled out deposit slip, a credit card account, Visa or MasterCard® ANZ account number or BSB and account number to make a deposit
  • Insert a combination of up to 50 Australian notes and Australian issued AUD cheques – no envelope necessary

A detailed receipt will be provided for every cardless deposit and if you deposit three cheques or less, you’ll also see these images on the back of your receipt.

A faster and more secure way to transact with Tap & PIN

Using advanced contactless technology, you can tap your Australian issued ANZ Visa card or your compatible Android™ phone using ANZ Mobile Pay to start your transaction.

You can

  • Enjoy faster access to all your normal services with Tap & PIN
  • Bank with fully encrypted transactions for a greater level of security
  • Have the peace of mind that your PIN will still be required

Simply look for the contactless symbol on your Australian issued ANZ Visa card and tap your card or compatible Android phone using ANZ Mobile Pay at any ANZ Smart ATM.

Peace of mind for ATM banking

Bank with one of our ANZ Smart ATMs with confidence, knowing they’re secure, easy to use and quick to find.

You’re protected by

  • Anti-skimming device that helps prevent card skimming
  • Advanced imaging technology to verify your AUD notes and Australian-issued AUD cheques
  • More about ANZ Security

Where you’ll find it

Frequently asked questions

Can I be sure the Smart ATM knows how much I’m depositing?

ANZ Smart ATMs have advanced imaging technology to scan and verify your Australian notes and Australian-issued AUD cheques. All of your cash and cheque deposits will be listed on your receipt. If you deposit three cheques or less, you’ll also see these images on the back of your receipt.

Won’t a Smart ATM deposit take longer to reach my bank account?

Cash deposits reach your account immediately, while cheques clear as quickly as if you had deposited them at a branch counter6.

Which transactions can I complete using Deposit without a card and Tap & PIN?

Deposit without a card: deposits using the following methods are available: deposit slip, a BSB & Account Number, Credit Card Number and Account Number (located on the customer’s Credit Card Statement) or Agent Deposit slip.

Tap & PIN: all ATM transactions that can be completed by inserting your card: deposits, withdrawals, balance enquiries, PIN changes and transfers between accounts.

Play accessible video for ANZ Smart ATMs (opens in a new window)